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Editorials

Facing The National Exam Facing The National Exam
By Jack Lieberman  08/26/2010  

Like a few hundred thousand other loan originators throughout the country, I faced the unwelcome challenge of taking the state and national licensing exams required as part of the Safe Act...
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Get Smart Get Smart
By Jennifer  06/15/2010  

Regulations. Restrictions. Reduced tolerance. RESPA. The list of challenges facing lenders seems to grow daily, while the demand for accuracy when it comes to estimating closing costs has...
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The Divorce Niche The Divorce Niche
By Matt Elerding  07/26/2010  

I have found that mortgages resulting from failed marriages are among the most difficult to deal with.  I write approximately 50 “Divorce Loans”’ a year, about one a week.  ...
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Become a Mortgage Twitterer Become a Mortgage Twitterer
By Stephen Breden   07/26/2010  

Is it time for you to add mortgage “Tweets” to your marketing campaign? More originators have embraced this popular communication strategy, while others have yet to benefit from its...
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Loan Officer Compensation 2011 The Merkley amendment And why the 2010 GFE may soon make more sense... Loan Officer Compensation 2011 The Merkley amendment And why the 2010 GFE may soon make more sense...
By Terri Buckman  05/28/2010  

To ensure that borrowers are never again steered into disadvantageous products, among a host of other objectives, the Senate recently approved S. 3127, the Restoring American Financial...
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Business Networking Predictions for 2010 Business Networking Predictions for 2010
By By Ed Craine and Dr. Ivan Misner,   05/26/2010  

We’re well into 2010 by now, and call us crazy, but we don’t think too many of you are shedding tears over the end of 2009.  In fact we hope that you share our enthusiasm for the...
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Only the pieces have changed Only the pieces have changed
By Byron G. Torres  05/26/2010  

When it comes to marketing and getting our names "out there", the pieces may have changed but the rules remain the same. Technology can never replace hard work but it can increase the...
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It’s About Them, Not You: 3 Tried and True Methods For Earning The Respect And Referrals of REALTORS® It’s About Them, Not You: 3 Tried and True Methods For Earning The Respect And Referrals of REALTORS®
By Fred Arnold  05/26/2010  
“I provide great service, fast turn around times, and honest ethical advice to clients,” you say eagerly to a REALTOR®, whom you’d like to begin a business partnership with. While you say it...
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3 Simple Secrets To Better Client Relationships 3 Simple Secrets To Better Client Relationships
By Cindy Spivack   05/26/2010  
Relationships matter - always. I used to think that the old saying, “Location, location, location” was king until I realized it’s really, “Relationship, relationship, relationship.” ...
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Spreading Out—Technology For Remote Workers Spreading Out—Technology For Remote Workers
By B.J Bounds  05/26/2010  
Are your loan officers putting in 8 hours each day in the office?  Chances are, they aren’t.  In these times of high gas prices, crowded freeways and long commutes, it just makes more...
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